Use the real planner before you hand over an email.

Test the manual forecast, run OCR on an EOB or plan PDF, and inspect the assumptions trail in-browser. Create an account only when you want saved workspaces, reminders, and synced household planning.

Start with the forecast Upload a document

No portal scraping

Stay in control by bringing your own EOBs, plan PDFs, or manual deductible numbers.

Assumptions stay visible

Every recommendation shows the accumulator, network, and confidence inputs behind it.

Upgrade only when ready

Create an account later to save scenarios, reminders, and family-wide history.

Forecast planner

Rolling accumulator + cheapest-week calendar

Adjust deductible progress and care assumptions to compare your lowest-cost windows month by month.

Individual deductible met

1200

Family deductible met

3600

Individual OOP met

1800

Expected allowed amount

140

Therapy occurrences

Network tier assumption

Manual accumulator override

Treat current deductible and OOP numbers as manually overridden inputs.

Manual price override

Treat the expected allowed amount as a manual planning override.

Embedded deductible ambiguity

Flag when you're not sure whether the family plan is aggregate or embedded.

OON claims present

Flag if out-of-network claims are already part of the year-to-date picture.

Mixed network usage

Flag when the planned series may span both in-network and out-of-network providers.